If you're facing the prospect of being unable to perform your job, you're facing a life-altering proposition. Fortunately, long-term disability (LTD) insurance was created for these circumstances.
Here are some of the details you must pay attention to when you file an LTD claim.
Any Job vs. Current Job?
Not all LTD insurance plans are written with the same language. One tiny phrase change can spell a completely different outcome for your LTD claim.